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Net Worth Percentile Calculator

Enter your net worth and age to see exactly where you rank among Americans. Based on Federal Reserve data.

$

Total assets minus total debts

Net Worth Percentiles — 35–44

PercentileNet Worth Threshold
Top 90% (10th pct)-$10,000
Top 80% (20th pct)$15,000
Top 75% (25th pct)$30,000
Top 70% (30th pct)$48,000
Top 60% (40th pct)$85,000
Top 50% (50th pct)$135,000
Top 40% (60th pct)$220,000
Top 30% (70th pct)$350,000
Top 25% (75th pct)$440,000
Top 20% (80th pct)$600,000
Top 10% (90th pct)$1,300,000
Top 5% (95th pct)$2,500,000
Top 1% (99th pct)$8,000,000

Key Wealth Benchmarks

Top 1% (All Ages)

$14M+

Ultra-high net worth

Top 5% (All Ages)

$4.7M+

High net worth

Top 10% (All Ages)

$2.5M+

Affluent

Median (All Ages)

$192K

50th percentile

Millionaire

$1M+

~Top 15% of households

Decamillionaire

$10M+

~Top 2% of households

How Net Worth Percentiles Work

Your net worth percentile tells you what percentage of people you have more wealth than. If you're at the 75th percentile, you have a higher net worth than 75% of people in your comparison group.

Age matters enormously. A 25-year-old with $100,000 is in a very different position than a 55-year-old with the same amount. That's why this calculator compares you to your age group first, then to all Americans.

Data is based on the Federal Reserve's Survey of Consumer Finances, adjusted for inflation to 2026 estimates. These represent household net worth (all assets minus all liabilities, including home equity).

Recommended Resources

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TradingView

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The Psychology of Money

Morgan Housel on why managing money is about behavior, not intelligence. Short, brilliant chapters you'll re-read.

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The Intelligent Investor

Ben Graham's timeless guide to value investing. The book Warren Buffett calls "the best investing book ever written."

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